Ripple Acquires Rail for 200 Million USD to Build Top Global Stablecoin Payment Network.
On August 7, 2025, Ripple announced the acquisition of Rail – a stablecoin payment infrastructure platform – for 200 million USD, marking an important step in its strategy to dominate the global digital asset payment market. The deal is pending regulatory approval and is expected to be completed in Q4/2025.
CEO Brad Garlinghouse affirmed the ambition of the deal: "Ripple + Rail will become the leading stablecoin payment infrastructure provider for global financial institutions." The company emphasized that this combination will provide the "most comprehensive stablecoin payment solution in the market" with continuous operational infrastructure, asset flexibility, and integrated compliance tools.
Dominant Position in B2B Payments
Rail currently processes over 10% of the total 36 billion USD in global B2B stablecoin transactions in 2025, demonstrating a strong position in this segment. Rail's API-based platform connects with over 12 banking partners and provides automation tools that eliminate bottlenecks in traditional payment systems.
Rail CEO Bhanu Kohli expressed optimism about growth potential: "Currently, Rail is operating over 10% of the total global B2B stablecoin payment volume — and we've just begun." The integration with Ripple is expected to significantly increase this market share through its global network and strong financial resources.
Chairperson Monica Long positioned the deal in the context of global financial transformation: "Stablecoin is rapidly becoming a pillar of modern finance, and with Rail, we are uniquely positioned to drive the next phase of innovation and application of stablecoin and blockchain in global payments."
This deal occurs as Ripple actively expands its financial blockchain ecosystem through a series of strategic partnerships. The company collaborates with Ctrl Alt to enhance digital asset custody services in the Middle East and chose BNY as the custody reserve for Ripple USD, demonstrating its institutional security priority.
In the enterprise services segment, Ripple has established a partnership with Openpayd to support payment infrastructure and stablecoin. Simultaneously, the company is pursuing the acquisition of Hidden Road – a multi-asset broker – to expand services into trading, custody, and lending.
